Keen to get on the property ladder in Northampton but short on cash?
Well we've found a dozen properties on the market right now that you could buy for £100,000 or even less — all handy for the town centre and ideal for first-time buyers.
And, good news for looking to swap paying rent for a mortgage, is some of the lenders are starting to get a bit more free with their money.
Ten new fixed-rate products for first-time buyers were launched in the last month or so with big names Nationwide, HSBC and Metro Bank joining those offering 90 per cent loan to value deals.
That means, if you can find the £10,000 deposit for a £90,000 mortgage, you could be paying between £400 and £450 a month depending on your circumstances.
Nationwide's Director of Mortgages Henry Jordan said: “First-time buyers are vital to breathing life into the housing market and economy and we feel it is the right time to enhance our lending, initially to those looking for their first home.
"We understand one of the biggest barriers to homeownership is raising a deposit. As a building society, owned by our members, we are extremely well placed to look at ways of helping people into a home of their own."
We found 12 properties all marketed on the Right Move website, which you could snap up today for no more than £100,000.
1.
Definitely rooms with a view. This two-bed apartment is on the ninth floor in Crispin Street and on the market with Horts Estate Agents, Northampton, for 87,500
2.
Oscar James, Northampton, are marketing this one-bed ground-floor apartment in Cyril Street for 90,000
3.
You might need an extra quid for this one-bed detached house in Grosvenor Gardens as Connells, Kingsthorpe, are asking for "offers over" 100,000. But it's got four walls all of its own and looks nice inside.
4.
This one-bedroom flat could cost you just 85,000 in Abington Avenue and has a sparkling new kitchen already built in. Connells, Northampton, have the details