Charity's warning as repossessions soar in Northampton in just three months as eviction ban lifted after Covid lockdown

Landlords and mortgage lenders lodged dozens of claims to repossess Northampton homes as the country emerged from the latest lockdown, figures show.

Claims and repossessions shot up across England and Wales over the summer, following the end of the tenant eviction ban and the lifting of most coronavirus restrictions.

Charity Crisis said the figures showed that the measures introduced to prevent homelessness during the pandemic were inadequate.

Ministry of Justice figures show 55 claims to repossess homes in Northampton were lodged by mortgage lenders and landlords between July and September.

Though this was higher than the 40 claims made over the same period in 2020, it was still fewer than the 164 recorded in 2019.

Of the claims lodged in the three months to September, 46 were made by private and social landlords against renters.

Bailiff-enforced evictions were banned for a large part of 2020-21 – a measure introduced by the Government to prevent renters from becoming homeless during the pandemic – though the ban was lifted in England on May 31.

The figures show 29 property repossessions took place in Northampton between July and September.

Of these, 28 were evictions of renters, while one was by a mortgage lender.

The Community Law Service Northampton provides legal aid and can offer support in these situations. The service can be contacted on 01604 621038.

Jon Sparkes, chief executive of charity Crisis, said more must be done to prevent people from becoming homeless, including lifting the freeze on the rates of housing benefit paid to low-income families to prevent tenants from falling behind on payments.

He said: “More and more people who lost their jobs and had their lives turned upside down are now being forced into homelessness.

“As more cases make their way through the courts, we sadly expect this to increase further still."

Across England and Wales, 13,000 repossession claims were submitted to county courts between July and September – a significant increase from 4,065 in the same period last year.

Claims made by landlords accounted for more than three-quarters of the total.

Nationally, there were 5,238 repossessions in the three months to September – 93 percent of which saw renters evicted from their homes.

Mr Sparkes added: “Last month the UK government did announce a winter support package of £65m for renters but with a million in arrears, it falls well short of the £270m that is needed.

“Seeing more people face homelessness is simply unacceptable.”

The UK Government said measures were also in place to protect low-income home-owners.

A spokesman said: "These statistics show a considerable decrease in repossessions compared to pre-pandemic levels, with a 64 percent decrease in landlord claims and a 59 percent decrease in mortgage claims compared to the same quarter in 2019.

“The action we’ve taken since the start of the pandemic helped keep renters in their homes – over eight million households were protected by the pause in court possession proceedings."