Son who fraudulently obtained £27,000 by setting up credit cards in his father’s name avoids jail

Crown Court GV

Crown Court GV

A Northamptonshire man who racked up debts of £27,000 after he set up four credit cards in his father’s name without his knowledge has been given a suspended jail sentence.

Gregory Cole, of Shearwater Lane, Wellingborough, obtained credit from Tesco bank MBNA, Barclaycard and Lloyds after he used his father’s personal details.

Northampton Crown Court heard the father-of-four kept it a secret from his father by intercepting his post containing the credit card statements.

In total Cole fraudulently obtained, £27,144 during a period from May 2013 to November 2015.

Rebecca Penfold, mitigating, said Cole was unable to work due to a health condition and was struggling to support his family on benefit payments.

Ms Penfold said Cole’s offending had increased after he suffered the trauma of his wife having a stillbirth last year.

His honour Judge Timothy Smith said Cole’s behaviour was a “mistake that got out of control that was ill-conceived and ill-judged”.

He sentenced Cole to 12 months in prison, suspended for a year. He must also complete a 20-day rehabilitation requirement.